Billing Policy
Thank you for choosing Neel Raya MD Inc. for your health care needs.
Neel Raya MD Inc. is committed to the improved health of our patients by
providing appropriate, high quality, comprehensive family health care.
For every commitment, there is an obligation. We feel it is the patient
or guardians’ responsibility to meet their financial obligations.
As we see patients from many different insurance plans, it is impossible
for us to know all the covered benefits, copays, and deductibles for
each plan. While it is our intention to assist you, it is still your
responsibility to ensure that all services rendered or referred by Neel
Raya MD Inc. on your behalf are paid in full. In order to clarify Neel
Raya MD Inc.’s billing procedure, we have listed below our billing
policy.
Payment at the time of service is required. To avoid the additional
costs associated with billing and sending out a statement, we offer a
discount to patients without insurance coverage who pay for their
services in full at the time of their visit. Back to
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If we are contracted with your insurance carrier, we will bill your
insurance for you. Co-pays and deductibles must be paid at the time of
service, as required by your insurance company. If you do not pay your
co-pay at the time of service, you may be subject to a $10 processing
fee for us to process a statement to collect your co-pay. There may be
situations where you may be left with a balance when unknown co-pays,
deductibles or non-covered services exist. This balance will not be
subject to a processing fee and is due 30 days from the date on the
billing statement you will receive. You will not receive a statement of
a balance due from our office until after your insurance carrier has
paid their portion of the charges, applied them to your deductible or
requested that you provide additional information.
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We will bill Medicare for you. You will receive a statement after
Medicare has paid their portion of the charges or applied them to your
deductible.
If you have supplemental insurance to Medicare, we will also bill
your Medicare Supplement for you. You will receive a statement from our
office after Medicare and your supplemental insurance has paid their
portion of the charges or applied them to your deductible.
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We accept patients on the Ohio State Medicaid Programs. Patients on
the Medicaid program are required to present a current medical card to
the receptionist upon arrival at each visit. If you do not have your
current medical card upon arrival, you may be asked to reschedule your
appointment to a time when you have your medical card.
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If you are seeing one of our providers for an injury that occurred
during the coarse of your employment, please be sure to notify the
receptionist that your injury is “work-related”. You will be given the
proper paperwork to be filed with your employer and their insurance
carrier for payment of your services. If your employer or their
insurance carrier denies your claim, you will be held financially
responsible for all charges incurred for services rendered on your
behalf. Back to Top
As a courtesy to all our patients, we will bill your primary
insurance for you. You will, however, be expected to pay at the time
services are rendered. We will reimburse you for any payment we receive
if and when your insurance pays us directly. Back to
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If you are involved in a civil suit, auto, home or business owner’s
accident and are seeking payment from the responsible party, we expect
payment at the time of service. We do not bill the responsible parties
insurance or attorney for your services in these situations due to the
length of time it takes to settle these claims. Back
to Top
We do expect payment at the time of service. If we are on contract
with an insurance company, we expect the patient's portion of our fee,
co-pay or deductible at the time of service. We accept cash, or check,
as payment options. Back to Top
No we do not charge interest. Back to Top
We charge $30 for each bounced check. Back to Top
If after reasonable efforts on our part we do not receive payments for
services rendered we will place the patient in collections and after
this we will not be able to see the patient until the owed balance is
cleared. Back to Top
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